How To Escape From Cheque Bounce Case? | 12 Easy Steps

A cheque bounce can be a huge headache, but it doesn’t have to be. There are ways you can prevent being in this position or get out of it if you find yourself there. Read on for advice about how to avoid the problem and what to do if your cheques are bouncing.

How to escape from cheque bounce case?

There is nothing worse than getting home from work expecting your paycheque only to find that it bounced! This frustrating scenario is tough enough when you’re not doing anything wrong, but even more so when you’ve been running low on money because of an unexpected expense or something else has come up unexpectedly. The good news is that there are some things you can do before ever having a cheque bounce, as well as steps once they start happening

Cheque Bounce is an offense that can cost you a lot. You are liable for the amount of money involved in the cheque bounce, plus all the court costs and lawyers’ fees. This is why it’s important to know how to escape from this case if you find yourself being prosecuted for this offense. Read on to find out more about what steps you need to take if charged with cheque bounce violations.

Someone who has got this kind of question in his mind – “how to escape from cheque bounce case?” We are here exclusively for you. Get full detail on how to avoid cheque bounce cases? Today I will give you all information about how to avoid cheque bounce case.

  • 1. When you receive a cheque from someone, make sure it is not post-dated.
  • 2. Ask the person to write their phone number and address on the back of the cheque.
  • 3. If they refuse, don’t accept it.
  • 4. Make sure that there are sufficient funds in your account before cashing a cheque.
  • 5. Don’t cash a cheque if you know for certain that it will bounce – this can lead to legal action against you for passing bad checks.
  • 6. Keep all old bank statements as proof of payment should you need them later on down the road.

The best thing is that these types of cases are not criminal cases. That means no arrest will be made in this type of case.

Remedy to escape from cheque bounce case

The most important thing is the remedy which you can apply to escape from such cases or complaint cases. The remedies are as follows:


If you want to settle the matter with your creditor then firstly both sides sit together and talk about it. If the creditor is willing to compromise them it will be better for you too.

Applying in the court of law

The next thing which you can do is that you can file your objection in court against such cases or complaint cases. Most of the time these types of applications are dismissed but still once success has not been ruled out. So it is a matter of chance and luck whether your objection will be accepted or not.

Filing an FIR

The only remedy which you have got in this type of case is that you can file a fir against yourself in any police station along with a complaint copy to a concerned magistrate under section 200 Crpc for lodging a false case against you. But this remedy may be useful only if the cheque bounce case is false otherwise this FIR will not help you at all.

Ignoring it totally

The next thing which you can do is that ignore it totally. If the cheque bounces even after ignoring or avoiding any of the above things then this procedure will surely be beneficial for you.

So I think it will be better for you to escape from such cases or complaint cases.

Before the cheque bounce got cleared

This is another good remedy that you can apply before your cheque gets bounced. If someone has given a blank cheque to anyone then you can stop that person on the way and ask him not to deposit that cheque into their account. If someone has given a cheque and it is under process then you can ask the person to cancel that cheque, otherwise, he will have to suffer from consequences. Or if you have got any amount from anywhere as a loan or advance salary etc. Then you can go to the bank and deposit all your money immediately before that cheque gets bounced because the moment it gets bounced you will be in trouble.

How To Escape From Cheque Bounce Case?
How to escape from the Cheque Bounce case?

Useful Tips to escape from cheque bounce case

  • The first step is to contact the bank and find out why your cheque bounced
  • If you’re not sure what the reason for the bounce was, ask them to provide an explanation
  • Next, write a letter of apology addressed to your creditor explaining that your account had insufficient funds at the time of writing
  • Make sure you include all relevant information such as date, the amount owed, and other details about payment
  • Include a copy of your latest bank statement showing that there are sufficient funds in your account now
  • Send it by registered post with proof of postage so they know you mean business!

How to escape from cheque bounce case: Easy Solution

  1. Know the details of your bank account.
  2. Check your bank account to see if there are sufficient funds.
  3. If you don’t have enough money in your account, find out why this is happening.
  4. Get in touch with your bank to know more about it.
  5. Understand that cheque bounce is a criminal offense and you can be punished for it.
  6. Check if there are any pending transactions on your account before issuing a cheque.
  7. If you find any, take care of them first before issuing the new cheques.
  8. Make sure that the person or company who will issue the check has enough money in their account when they do so.
  9. Contact the company that issued the cheque for more information.
  10. If you have a dispute with this company, contact them and try to resolve it.
  11. File a complaint with the relevant government agency in charge of banking regulations.
  12. Find out what steps need to be taken in order to get back on track financially.

CONCLUSION: How to escape from cheque bounce case

Cheque bounce is a serious offense and if you are caught by the bank, they will charge you a hefty penalty for bouncing your cheques. If this happens to you, don’t panic as it can be easily resolved with the help of some tips. Read on to find out how.

If you do not have enough money in your bank account to cover the cheques that you’ve written, it’s a good idea to speak with your financial institution about setting up an overdraft protection plan. This way, when funds are requested from the ATM or debit card and they’re not available, additional funds will be automatically withdrawn from another line of credit such as a savings account. Contacting the bank early on is key because if they catch someone bouncing their cheque too many times without arranging for this type of protection then there could be serious consequences like hefty penalties!

If you are in this situation, don’t panic. There are ways to resolve the issue with your bank and avoid hefty penalties for bouncing cheques.

Leave a Comment